Entry in Banking

Entry in Banking

Banking jobs are one of the toughest job and is risky too, most of the management students are interested to do job at banks and financial institutions. Nepal Bank Ltd was the first commercial bank in Nepal which was established in November 15, 1937(Kartik, 30, 1994) whereas Nabil Bank Ltd was the first private commercial bank of Nepal. In early days (in starting days) passing SLC was more than enough to work at bank but education level to work at bank became higher in current days. Management student wanted to be a banker but they lack commitment and passion to be a banker they wanted to work inside valley or urban area which is the great mistake for management student and that might be the negative point for their selection. One should have below mentioned quality to be a banker

  • Positive thinking
  • Good communication skill
  • Flexible in terms of place or everything

If someone would be selected at bank then one should be appointed as a Trainee Junior Assistant and they would be working at Cash Department (Teller) or Customer Service Desk (CSD). We would like to give you some function and tips for Teller and Customer Service Desk.

Major function of teller

  • Cash Deposit (Local/Cross Currency)
  • Cash Payment( Cheque/Draft/MC)
  • Currency Exchange
  • Fund Transfer

Tips for teller

  • Never believe in other (own colleague or senior)
  • Always tally cash with voucher while taking deposit
  • Always write correct denomination while payment in cheque
  • Do not hurry
  • Use separate drawer for Rs 1000.00 and Rs. 500.00
  • Avoid talking while you are in duty

Customer service desk

CSD is front line officer who handle customer queries and is involved to open account along with other services like sms banking e-banking and other.

Major function of customer service desk

  • Handling customer queries
  • Account opening
  • Provide customer regarding bank product
  • Issuance of cheque
  • Providing sms, e-banking services

Tips for CSD

  • Smile on your face
  • Good knowledge about your bank product
  • Control in anger
  • Good personality

We have provided basic tips and function for initial jobs for newly appointed bankers. After successful tenor in those filed you will be in Remittance Department, Clearing Department, Back Office and Credit Department.